Arrangements have been made to travel free from the railways. Don’t be surprised, we are not going to tell you any jugaad or illegal way. If you have IRCTC SBI RuPay Card, then you can book the train ticket for free using its reward points. Provided you have Rewards Points equal to the ticket price. 

A few months ago, SBI, IRCTC and National Payments Corporation of India (NPCI) jointly launched the IRCTC SBI RuPay Card to promote Modi government’s initiatives like Self-reliant India, Digital India and Make in India. The card was claimed to be more convenient, faster and safer. This card is equipped with Near Field Communication technology. In simple language, it can be paid only by tapping or in contactless way, as is found in the cards of most big banks nowadays. 

Let’s have a look, if you book a train ticket with IRCTC SBI RuPay Credit Card, what facilities do you get?

Features of IRCTC SBI RuPay Credit Card

1 – Joining fees will be waived by 31 March 2021 on the creation of this credit card.
2 – 10% cash back will be available on booking tickets from IRCTC website. It will be available through Reward Point, 1 Reward Point will be equal to 1 Rupee.
3 – Users can use these reward points to book train tickets for free. 
4 – 350 points will be added to the users’ card in the first 45 days for 500 rupees or more transactions. 350 points will be brought to the account as soon as the card is activated.
5 – Booking the train ticket from IRCTC website will get 1% discount on transaction charge.
6 – You can use the premium railway lounge at railway stations once every quarter. 

Apart from booking tickets by train, you also get discounts on online shopping. Brands like Medlife, Fitternity, Me N Moms get discounts on shopping with IRCTC SBI RuPay credit card. Apart from this, there will be a 40 percent discount on pathology in this card. A discount of 18 percent will also be available on ordering medicines from 1mg. On payment of any course from UpGrad, there will be a discount of 10 percent in the fees.


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